Application Received

Application received

Great news — you’ve been matched!

Our LoanMatch engine has compared your details against our panel of lenders.
Based on what you’ve told us, two lenders are ready to look at your application — and they’ll be in touch shortly.

Broker review underway

Your application is with your dedicated broker right now. During business hours we aim to call you within 3 hours — and Prospa or Bizcap may also contact you directly about your loan.

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Hours
00
Minutes
00
Seconds
Matched
Prospa

Prospa

New Zealand’s #1 online small business lender. Prospa has funded tens of thousands of small businesses across NZ and Australia with fast, simple loans designed around cash flow — apply in minutes, with most decisions made the same day.

  • Business loans & lines of credit from $2K to $500K
  • Decisions in as little as 1 hour
  • No upfront property security up to $150K
  • Funds possible in your account same day
Visit prospa.co.nz They’ll be in touch
Matched
Bizcap

Bizcap

The most open-minded lender in the market. Bizcap specialises in fast, flexible funding for businesses the banks turn away — judging your business on its real performance, not just a credit score, with answers in hours, not weeks.

  • Fast business loans from $5K up to $7.5M
  • Answers in 3 hours, same-day funding
  • No upfront credit checks
  • Cash flow-friendly repayment options
Visit bizcap.co.nz They’ll be in touch
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And that’s not all — we work with a full panel of lenders

Prospa and Bizcap are your strongest matches today, but your broker has access to other lenders across New Zealand. If there’s a sharper rate or a better-fitting product for your business, they’ll find it.

Your road to funding

Here’s exactly what happens from this moment on:

✓
Done — just now

Application received

Your details are securely with us. Comparing lenders has zero impact on your credit score.

✓
Done — just now

Matched with Prospa & Bizcap

Our LoanMatch engine lined your numbers up against every lender on our panel and found your two strongest fits.

3
Within 3 business hours

Your broker calls & emails you

A dedicated Bizzloans broker reviews your application and gets in touch to confirm a couple of details. Reply to their email to speed things up. The lenders themselves may also contact you directly.

4
Within 24 hours

Offers on the table

Your broker presents your loan offers — rates, terms and repayments side by side — and negotiates on your behalf. You pick the one that suits, or walk away. No obligation.

5
24–48 hours

Funds in your account

Sign digitally and the lender transfers the money straight to your business account — often the same day you accept.

One thing you can do right now

Your broker has just sent you an email with your matches and next steps. Hit reply and tell them the best time to call — it bumps you to the front of the queue and gets lenders competing for your business sooner.

Reply to your broker’s email

Can’t see it? Check your spam or promotions folder — it’s from your @bizzloans.co.nz broker.

Quick answers

The things most applicants ask us at this stage:

Who exactly will contact me, and when?
A dedicated Bizzloans broker will call and email you — during business hours we aim for within 3 hours of your application. Your matched lenders, Prospa and Bizcap, may also reach out to you directly to discuss your loan. They’re expecting your application, so it’s safe to take their call.
What documents should I have ready?
For most loans under $150K all you need is photo ID and your last 6 months of business bank statements. Larger or secured loans may need basic financials from your accountant. Having these ready can shave days off your funding time.
Will this affect my credit score?
No. Comparing offers through Bizzloans doesn’t touch your credit file. A credit check only happens later, with your permission, once you choose a lender and proceed with a formal application.
What if I want a different lender or a better rate?
Just tell your broker. Prospa and Bizcap are your strongest matches based on what you entered, but we work with a full panel of New Zealand lenders — your broker will shop your application around and negotiate to find the sharpest deal for your situation.
Am I locked into anything?
Not at all. Getting matched and receiving offers is free and obligation-free. You only commit if you accept an offer and sign the loan documents — and your broker will walk you through every line before you do.
12,000+
Businesses helped
$500K
Unsecured loans up to
24 hrs
Typical funding speed
0
Impact on credit score